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September 22, 2022 |

Government Banks | Private Banks | Digital Banks | Foreign Banks| List of all banks

Banks in India: Bank is referred to as the spine of a country’s economy. Banks play a major role in providing financial stability, financial literacy and defining a country’s financial health. In India, there are many banks which include Public Sector Banks (PSB) also referred as Government Banks, Private Sector Banks, Regional Rural Banks, Foreign Banks, Small Finance banks, Payment banks, Co-operative Banks which include State Co-Operative Banks and Urban Co-operative Banks, Local Area Banks. In this article we will see a list and details of banks in India.

Table of Content-

Commercial Banks
Small Finance Banks
Payments Banks
Co-operative Banks
Local Area Banks

1. Commercial Banks

Commercial bank is a financial institution which can accept deposits from the public and give loans for consumption purposes. It includes private and public sector banks. Main role of a commercial bank is to provide financial services to the general public and business. It also ensures economic and social stability of the country. And put efforts for sustainable growth of the economy. Commercial banks in India can be categorized in four types which are Public Sector Banks, Private sector Banks, Regional Rural Banks, and Foreign Banks.

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Public Sector Banks in India

After amalgamation of banks in India, there are 12 public sector banks in India. The public sector banks are also known as nationalized banks or government banks. These banks are not fully owned by the government of India, rather the government owns major shares of these banks. See details of public sector banks in India below.

1. State Bank of India –

State Bank of India is the largest Indian multinational public sector bank. It is also the 43rd largest bank in the world. It has 23% of market share by Asset and 25% share of total loan and deposit market in India. State Bank of India is also the fifth largest employer of India with nearly 250,000 employees. It has presence in Australia, Bangladesh, Bahrin, Botswana, Canada, China, Mauritius, Nepal, Sri Lanka, South Korea, South Africa, UK, US, and Nigeria.

The Government of India owns 56.92% stake in State Bank of India, which is the lowest among the public sector banks in India.

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2. Bank of Baroda –

Bank of Baroda, also known as BoB, is the second largest Indian Public Sector Bank, which has its headquarter in Vadodara. It has 100 overseas offices and a total business of 218 billion US Dollars. It was founded on 20 July 1908. The Government of India owns 63.97% shares in the bank. Vijaya Bank and Dena Bank, both public sector banks, were amalgamated into Bank of Baroda. It has 8214 Branches across India.

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3. Canara Bank –

Canara Bank is the third largest public sector bank in India. It was established in 1906 and has its headquarters in Bangalore. Canara Bank has 9877 branches across India. The bank could achieve revenue of 11 billion US dollars in 2021. Recently Syndicate bank, a nationalised bank was amalgamated with Canara Bank. Canara Bank is headed by Mr. Lingam Venkata Prabhakar as MD & CEO of the bank. The government of India owns 69.3% share in Canara Bank.

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4. Punjab National Bank –

Punjab National Bank, also called PNB, is the 4th largest nationalized bank in India. The government of India owns 76.9% share in Punjab National Bank. It was founded in 1894. The bank has over 180 million customers, 12,248 branches across India. It is headquartered in Delhi. The bank is currently headed by Mr. Atul Kumar Goel as MD & CEO of the bank.

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5. Indian Bank –

Indian Bank is the 5th largest nationalized bank in India. The government of India owns 88.1% share in Indian Bank. It was founded in 1907 and has its headquarters in Chennai. Total business of the bank has touched ₹1,010,000 crore (US$130 billion) as on 31 March 2022. In the process of amalgamation, Allahabad bank was merged with Indian bank.

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6. Union Bank of India –

Union Bank of India, also known as UBI, is the 6th largest nationalized bank in India. The government of India owns 89.1% share in the bank. Corporation Bank and Andhra Bank, both nationalised banks, were merged in Union Bank of India during amalgamation process in 2019. Smt. A Manimekhalai is the MD & CEO of Union Bank of India. It has 9316 branches across India. It was founded in 1919 and has headquarters in Mumbai.

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7. Bank of India –

Bank of India, also known as BoI, was founded in 1906 and headquartered in Mumbai. BoI is a founding member of SWIFT (Society for Worldwide InterBank Financial Telecommunications). The government of India owns 89.1% share in the bank. The bank has 5430 branches in India. Mr. Atanu Kumar Das is the MD & CEO of Bank of India.

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8. Central Bank of India –

Central Bank of India was founded in 1911 and has headquarters in Mumbai. Mr. Tapan Ray is non-executive chairman of the bank. The government of India owns 89.8% share in the bank. As on 31 March 2021, the bank has a network of 4,608 branches across India.

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9. Bank of Maharashtra –

Bank of Maharashtra was founded in 1935 and has headquarters in Pune. Mr. A. S. Rajeev is MD & CEO of the bank. The government of India owns 93.3% share in the bank. As on 31 March 2021, the bank has a network of 2022 branches across India.

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10. Uco Bank –

Uco Bank was founded in 1943 and has headquarters in Kolkata. Mr. Soma Sankara Prasad is MD & CEO of the bank. The government of India owns 94.4% share in the bank. The bank has a network of 3078 branches across India.

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11. Indian Overseas Bank –

Indian Overseas Bank was founded in 1937 and has headquarters in Chennai. Partha Pratim Sengupta J is MD & CEO of the bank. The government of India owns 95.8% share in the bank. The bank has achieved revenue of 2.8 billion US Dollar in 2021.

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12. Punjab & Sind Bank –

Punjab & Sind Bank was founded in 1908 and has headquarters in New Delhi. Swarup Kumar Saha is MD & CEO of the bank. The government of India owns 97.1% share in the bank. The bank has achieved revenue of 1.1 billion US Dollar in 2020. The bank has 1526 branches which are widely spread across India.

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Private Sector Banks in India

Private banks have a huge presence in India. There are 21 Private Banks in India as on 01 January 2022. See the details and the list below –

1. Axis Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Axis Bank	2008	Mumbai, Maharashtra	4,594	Amitabh Chaudhry

2. Bandhan Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Bandhan Bank	2015	Kolkata, West Bengal	1,147	Dr. Anup Kumar Sinha

3. CSB Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
CSB Bank (Catholic Syrian Bank Limited)	1920	Thrissur, Kerala	512	Pralay Mondal

4. City Union Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
City Union Bank	1904	Kumbakonam, Tamil Nadu	702	Mr. R. Mohan

5. DCB Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
DCB Bank	1930	Mumbai, Maharashtra	352	Murali M. Natrajan

6. Dhanlaxmi Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Dhanlaxmi Bank	1927	Thrissur, Kerala	245	J. K. Shivan

7. Federal Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Federal Bank	1931	Kochi, Kerala	1,272	Shyam Srinivasan

8. HDFC Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
HDFC Bank	1994	Mumbai, Maharashtra	5,608	Atanu Chakraborty

9. ICICI Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
ICICI Bank	1994	Vadodara, Gujarat	5,266	Girish Chandra Chaturvedi

10. IDBI Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
IDBI Bank	1964	Mumbai, Maharashtra	1,884	M. R. Kumar

11. IDFC First Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
IDFC First Bank	2015	Mumbai, Maharashtra	596	Rajiv Lall

12. IndusInd Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
IndusInd Bank	1994	Mumbai, Maharashtra	2,015	Sumant Kathpalia

13. Jammu & Kashmir Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Jammu & Kashmir Bank	1938	Srinagar, Jammu and Kashmir	957	Baldev Prakash

14. Karnataka Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Karnataka Bank	1924	Mangaluru, Karnataka	890	P. Pradeep Kumar

15. Karur Vysya Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Karur Vysya Bank	1916	Karur, Tamil Nadu	811	Mr. N. S. Srinath

16. Kotak Mahindra Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Kotak Mahindra Bank	2003	Mumbai, Maharashtra	1,604	Uday Kotak

17. Nainital Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Nainital Bank	1922	Nainital, Uttarakhand	160	Nikhil Mohan

18. RBL Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
RBL Bank	1943	Mumbai, Maharashtra	435	Mr. R Subramaniakumar

19. South Indian Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
South Indian Bank	1929	Thrissur, Kerala	935	Salim Gangadharan

20. Tamilnad Mercantile Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Tamilnad Mercantile Bank	1921	Thoothukudi, Tamil Nadu	509	K. V. Rama Moorthy

21. Yes Bank

Bank Name	Founded in	Headquarter	Branches	Headed By
Yes Bank	2004	Mumbai, Maharashtra	1,070	Sunil Mehta

Regional Rural Banks in India

Every state in India has banks which are operating within the state. There are 43 Regional Rural Banks in India as of 2020. The Regional Rural Banks are sponsored by public sector banks in India. See the List of Regional Rural Banks in India –

States –

Andhra Pradesh	Arunachal Pradesh	Assam	Bihar	Chhattisgarh	Gujarat	Haryana
Himachal Pradesh	Jammu And Kashmir	Jharkhand	Karnataka	Kerala	Madhya Pradesh	Maharashtra

State	Bank’s Name	Headquarters	Sponsor Bank
Andhra Pradesh	Andhra Pradesh Grameena Vikas Bank IFSC Code	Warangal, Telangana	State Bank of India
Andhra Pradesh	Andhra Pragathi Grameena Bank IFSC Code	Kadapa, Andhra Pradesh	Canara Bank
Andhra Pradesh	Chaitanya Godavari Gramin Bank IFSC Code	Guntur, Andhra Pradesh	Union Bank of India
Andhra Pradesh	Saptagiri Gramin Bank IFSC Code	Chittoor, Andhra Pradesh	Indian Bank
Arunachal Pradesh	Arunachal Pradesh Rural Bank IFSC Code	Itanagar, Arunachal Pradesh	State Bank of India
Assam	Assam Gramin Vikash Bank IFSC Code	Guwahati, Assam	Punjab National Bank
Bihar	Dakshin Bihar Gramin Bank IFSC Code	Patna, India	Punjab National Bank
Bihar	Uttar Bihar Gramin Bank IFSC Code	Muzaffarpur, India	Central Bank of India
Chhattisgarh	Chhattisgarh Rajya Gramin Bank IFSC Code	Raipur, Chhattisgarh	State Bank of India
Gujarat	Baroda Gujarat Gramin Bank IFSC Code	Vadodara, Gujarat	Bank of Baroda
Gujarat	Saurashtra Gramin Bank IFSC Code	Rajkot, Gujarat	State Bank of India
Haryana	Sarva Haryana Gramin Bank IFSC Code	Rohtak, Haryana	Punjab National Bank
Himachal Pradesh	Himachal Pradesh Gramin Bank IFSC Code	Mandi, Himachal Pradesh	Punjab National Bank
Jammu And Kashmir	Ellaquai Dehati Bank IFSC Code	Srinagar, Jammu and Kashmir	State Bank of India
Jammu And Kashmir	Jammu And Kashmir Grameen Bank IFSC Code	Jammu, Jammu and Kashmir	Jammu & Kashmir Bank
Jharkhand	Jharkhand Rajya Gramin Bank IFSC Code	Ranchi, Jharkhand	State Bank Of India
Karnataka	Karnataka Gramin Bank IFSC Code	Bellary, Karnataka	Canara Bank
Karnataka	Karnataka Vikas Grameena Bank IFSC Code	Dharwad, Karnataka	Canara Bank
Kerala	Kerala Gramin Bank IFSC Code	Malappuram, Kerala	Canara Bank
Madhya Pradesh	Madhya Pradesh Gramin Bank IFSC Code	Indore, Madhya Pradesh	Bank of India
Madhya Pradesh	Madhyanchal Gramin Bank IFSC Code	Sagar, Madhya Pradesh	State Bank of India
Maharashtra	Maharashtra Gramin Bank IFSC Code	Aurangabad, Maharashtra	Bank of Maharashtra
Maharashtra	Vidarbha Konkan Gramin Bank IFSC Code	Nagpur, Maharashtra	Bank of India

States –

Manipur	Meghalaya	Mizoram	Nagaland	Odisha	Puducherry	Punjab
Rajasthan	Tamil Nadu	Telangana	Tripura	Uttar Pradesh	Uttarakhand	West Bengal

State	Bank’s Name	Headquarters	Sponsor Bank
Manipur	Manipur Rural Bank IFSC Code	Imphal, Manipur	Punjab National Bank
Meghalaya	Meghalaya Rural Bank IFSC Code	Shillong, Meghalaya	State Bank of India
Mizoram	Mizoram Rural Bank IFSC Code	Aizawl, Mizoram	State Bank of India
Nagaland	Nagaland Rural Bank IFSC Code	Kohima, Nagaland	State Bank of India
Odisha	Odisha Gramya Bank IFSC Code	Bhubaneswar, India	Indian Overseas Bank
Odisha	Utkal Grameen Bank IFSC Code	Bolangir, Odisha	State Bank of India
Puducherry	Puduvai Bharathiar Grama Bank IFSC Code	Pondicherry, Puducherry	Indian Bank
Punjab	Punjab Gramin Bank IFSC Code	Kapurthala, Punjab	Punjab National Bank
Rajasthan	Rajasthan Marudhara Gramin Bank IFSC Code	Jodhpur, Rajasthan	State Bank of India
Rajasthan	Baroda Rajasthan Kshetriya Gramin BankIFSC Code	Ajmer, Rajasthan	Bank of Baroda
Tamil Nadu	Tamil Nadu Grama Bank IFSC Code	Salem, Tamil Nadu	Indian Bank
Telangana	Telangana Grameena Bank IFSC Code	Hyderabad, Telangana	State Bank of India
Tripura	Tripura Gramin Bank IFSC Code	Agartala, India	Punjab National Bank
Uttar Pradesh	Aryavart Bank IFSC Code	Lucknow, Uttar Pradesh	Bank of India
Uttar Pradesh	Baroda UP Bank IFSC Code	Ayodhya, Uttar Pradesh	Bank of Baroda
Uttar Pradesh	Prathama UP Gramin Bank IFSC Code	Moradabad, Uttar Pradesh	Punjab National Bank
Uttarakhand	Uttarakhand Gramin Bank IFSC Code	Dehradun, Uttarakhand	State Bank of India
West Bengal	Bangiya Gramin Vikash Bank IFSC Code	Berhampore, West Bengal	Punjab National Bank
West Bengal	Paschim Banga Gramin Bank IFSC Code	Howrah, West Bengal	UCO Bank
West Bengal	Uttarbanga Kshetriya Gramin Bank IFSC Code	Coochbehar, West Bengal	Central Bank of India

Foreign Banks in India –

Bank Name	Country Name
AB Bank	Bangladesh
Abu Dhabi Commercial Bank	United Arab Emirates
American Express	United States
Australia & New Zealand Banking Group	Australia
Barclays	England
Bank of America	United States
Bank of Bahrain and Kuwait	Baharain
Bank of Ceylon	Sri Lanka
Bank of China	China
Bank of Nova Scotia	Canada
BNP Paribas	France
Citibank India	United States
Crédit Agricole Corporate and Investment Bank	France
Credit Suisse	Switzerland
CTBC Bank	China
Deutsche Bank	Germany
Doha Bank	Qatar
Emirates NBD	United Arab Emirates
First Abu Dhabi Bank	United Arab Emirates
FirstRand Bank	South Africa
HSBC Bank India	England
Industrial & Commercial Bank of China	China
Industrial Bank of Korea	South Korea
JPMorgan Chase	United States
KEB Hana Bank	South Korea
Kookmin Bank	South Korea
Krung Thai Bank	Thailand
Mizuho Corporate Bank	Japan
MUFG Bank	Japan
NatWest Group	Scotland
Qatar National Bank	Qatar
Rabobank	Netherlands
Sberbank	Russia
Shinhan Bank	South Korea
Societe Generale	France
Sonali Bank	Bangladesh
Standard Chartered Bank	England
Sumitomo Mitsui Banking Corporation	Japan
United Overseas Bank	Singapore
Westpac	Australia
Woori Bank	South Korea

2. Small Finance Banks in India

Small Finance banks are opened with an aim to enhance financial literacy and financial inclusion majorly. These banks generally finance to small business units, small and marginal farmers, micro and small industries and unorganized sector entities. Small Finance Banks can be promoted either by individuals, corporate, trusts or societies. The firms must have a capital of at least ₹200 crore (US$13 million) and promotor must have 10 years’ experience in banking and finance to get a license of Small Finance Bank. There are 12 Small Finance Banks in India which are listed below. Click on the bank name to know more.

Bank Name	Established	Headquarters
Ujjivan Small Finance Bank IFSC Code	2017	Bangalore, Karnataka
Jana Small Finance Bank IFSC Code	2018	Bangalore, Karnataka
Equitas Small Finance Bank IFSC Code	2016	Chennai, Tamil Nadu
AU Small Finance Bank IFSC Code	2017	Jaipur, Rajasthan
Capital Small Finance Bank IFSC Code	2016	Jalandhar, Punjab
Fincare Small Finance Bank IFSC Code	2017	Bangalore, Karnataka
ESAF Small Finance Bank IFSC Code	2017	Thrissur, Kerala
North-East Small Finance Bank IFSC Code	2017	Guwahati, Assam
Suryoday Small Finance Bank IFSC Code	2017	Navi Mumbai, Maharashtra
Utkarsh Small Finance Bank IFSC Code	2018	Varanasi, Uttar Pradesh
Shivalik Small Finance Bank	2021	Saharanpur, Uttar Pradesh
Unity Small Finance Bank	2021

3. Payments Banks in India

Payments Banks can accept a restricted deposit (currently limited to Rs. 200,000) per customer and this may be increased further. These banks cannot issue loans and credit cards to its customers, but it can open current and saving accounts with issuing Debit Cards, online or mobile banking facilities. See the list of the payment banks in India below.

Bank Name	Established	Headquarters
Paytm Payments Bank IFSC Code	2017	Noida, Uttar Pradesh
NSDL Payments Bank IFSC Code	2018	Mumbai, Maharashtra
Jio Payments Bank IFSC Code	2018	Mumbai, Maharashtra
India Post Payments Bank IFSC Code	2018	New Delhi, Delhi
Fino Payments Bank IFSC Code	2017	Mumbai, Maharashtra
Airtel Payments Bank IFSC Code	2017	New Delhi, Delhi

4. Co-operative Banks

Cooperative banks serve an important role in rural areas. It can also operate in urban areas but to serve small industry and self-employed workers. They are registered under the Cooperative Societies Act, 1912. They are regulated by the Reserve Bank of India under the Banking Regulation Act, 1949 and Banking Laws (Application to Cooperative Societies) Act, 1965. There are a total of 34 State Co-Operative banks in India. See the List below –

Jharkhand state cooperative bank ltd.	The Madhya Pradesh Rajya Sahakari Bank Maryadit
The Kerala State Co-operative Bank Ltd.	The Maharashtra State Co-operative Bank Ltd.
The Andaman and Nicobar State Co-operative Bank Ltd.	The Manipur State Co-operative Bank Ltd.
The Andhra Pradesh State Co-operative Bank Ltd.	The Meghalaya Co-operative Apex Bank Ltd.
The Arunachal Pradesh State co-operative Apex Bank Ltd.	The Mizoram Co-operative Apex Bank Ltd.
The Assam Co-operative Apex Bank Ltd.	The Nagaland State Co-operative Bank Ltd.
The Bihar State Co-operative Bank Ltd.	The Orissa State Co-operative Bank Ltd.
The Chandigarh State Co-operative Bank Ltd.	The Pondichery State Co-opertive Bank Ltd.
The Chhattisgarh Rajya Sahakari Bank.	The Punjab State Co-operative Bank Ltd.
The Chhattisgarh RajyaSahakari Bank Maryadit	The Rajasthan State Co-operative Bank Ltd.
The Delhi State Co-operative Bank Ltd.	The Sikkim State Co-operative Bank Ltd.
The Goa State Co-operative Bank Ltd.	The Tamil Nadu State Apex Co-operative Bank Ltd.
The Gujarat State Co-operative Bank Ltd.	The Telangana State Cooperative Apex Bank Ltd.
The Haryana State Co-opertive Apex Bank Ltd.	The Tripura State Co-operative Bank Ltd.
The Himachal Pradesh State Co-operative Bank Ltd.	The Uttar Pradesh Co-operative Bank Ltd.
The Jammu and Kashmir State Co-operative Bank Ltd.	The Uttaranchal Rajya Sahakari Bank Ltd.
The Karnataka State Co-operative Apex Bank Ltd.	The West Bengal State Co-operative Bank Ltd.

There are 53 scheduled Urban Co-Operative banks in India.

5. Local Area Banks

Local Area Banks were set up with the objectives of providing an institutional mechanism for promoting rural and semi-urban savings and for providing credit for viable economic activities in local areas. These Banks can operate and open branches in a maximum of 3 geographically contiguous districts. Governed by the provisions of the Reserve Bank of India Act, 1934, the Banking Regulation Act, 1949, they cannot borrow funds from the Reserve Bank of India, like other scheduled commercial banks. List of Local Area Banks –

Coastal Local Area Bank Ltd
Krishna Bhima Samruddhi LAB Ltd

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Know All Banks in India, MICR, IFSC, Branch

Government Banks | Private Banks | Digital Banks | Foreign Banks| List of all banks

Table of Content-

1. Commercial Banks

Public Sector Banks in India

1. State Bank of India –

2. Bank of Baroda –

3. Canara Bank –

4. Punjab National Bank –

5. Indian Bank –

6. Union Bank of India –

7. Bank of India –

8. Central Bank of India –

9. Bank of Maharashtra –

10. Uco Bank –

11. Indian Overseas Bank –

12. Punjab & Sind Bank –

Private Sector Banks in India

1. Axis Bank

2. Bandhan Bank

3. CSB Bank

4. City Union Bank

5. DCB Bank

6. Dhanlaxmi Bank

7. Federal Bank

8. HDFC Bank

9. ICICI Bank

10. IDBI Bank

11. IDFC First Bank

12. IndusInd Bank

13. Jammu & Kashmir Bank

14. Karnataka Bank

15. Karur Vysya Bank

16. Kotak Mahindra Bank

17. Nainital Bank

18. RBL Bank

19. South Indian Bank

20. Tamilnad Mercantile Bank

21. Yes Bank

Regional Rural Banks in India

States –

States –

Foreign Banks in India –

2. Small Finance Banks in India

3. Payments Banks in India

4. Co-operative Banks

5. Local Area Banks

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